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Chartered Institute of Bankers in Scotland (CIOBS)

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Last updated March 17, 2025

Here you can find out more about any CIOBS qualifications that your financial adviser may have.

Always ask to see your financial adviser's qualifications, including any certificates.

For non-CIOBS qualifications, see our main qualifications menu here.

Abv.NameDescriptionLevel
ACIBSAssociate of the Chartered Institute of Bankers in ScotlandThis qualification assesses the knowledge and skills to enhance the career and promotion prospects of those aspiring to middle and senior management positions.QCF4
CIPCertificate in Investment PlanningThis qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry together with packaged products (pensions, protection and savings and investments) and the giving of investment advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) QCF4
CMAPCertificate in Mortgage Advice and PracticeThis qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF)QCF3
DipIPDiploma In Investment PlanningThis qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry together with packaged products (pensions, protection and savings and investments) and the giving of investment advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF)QCF4+
LMAPCLifetime Mortgage Advice and Practice CertificateThis qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.QCF3
MAPCMortgage Advice and Practice CertificateThis qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.QCF3
MAPCMortgage Advice and Practice Certificate (Equity Release)This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, equity release mortgage products, repayment options and the giving of mortgage advice.QCF3
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Nick Green is a financial journalist writing for Unbiased.co.uk, the site that has helped over 10 million people find financial, business and legal advice. Nick has been writing professionally on money and business topics for over 15 years, and has previously written for leading accountancy firms PKF and BDO.