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Cost of living crisis:
Keep more money
in your pocket

Everyone is being hit by the current cost of living crisis and there are no signs of it easing soon. To help you weather rising bills and costs, here are our best tips, tools and links. We'll be adding to this page regularly so bookmark it now and together, let's keep more money in your pocket.

In the spotlight
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report
Useful links and resources
• Citizens Advice on cost of living help
• Government support for cost of living
• Which compare supermarket costs
We are proud to partner with Samaritans to help fund their vital services and help prevent the devastating mental health impact of money worries. For more information, visit samaritans.org.uk​
‍
Proudly supporting
Your toolkit
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report here
Useful links and resources
Link one
Link two
Link three
How to beat the big squeeze as the cost of living rises
Why is it happening, how long will it last and what can you do to protect your money?
‍
What is inflation? Causes & rate predictions
What exactly is inflation, what causes it and how long is the current rate of inflation going to be in place?
How to pay off credit card debt: top tips and help
There are many ways to take control of your credit card debt and get your finances back on track.

Staff Tips

We asked the Unbiased team for their tips on saving and managing money

Your toolkit
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report here
Useful links and resources
Link one
Link two
Link three

Quick win

Review your bank account outgoings thoroughly, especially all your direct debits and standing orders. There could well be payments for things you're not using anymore.
Nihal

Quick win

Sky and BT now do packages without landlines. If you don't use a landline, get rid of it and save some money.
Mark

Quick win

Get on the phone to Sky/Virgin/BT. If you're out of contract talk to the retention team about how much you're paying. You could cut your bill by up to 50%.
Iain

Staff Tips

We asked the Unbiased team for their tips on saving and managing money

Your toolkit
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report here
Useful links and resources
Link one
Link two
Link three

Quick win

Review your bank account outgoings thoroughly, especially all your direct debits and standing orders. There could well be payments for things you're not using anymore.
Nihal

Quick win

Sky and BT now do packages without landlines. If you don't use a landline, get rid of it and save some money.
Mark

Quick win

Get on the phone to Sky/Virgin/BT. If you're out of contract talk to the retention team about how much you're paying. You could cut your bill by up to 50%.
Iain
Your toolkit
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report here
Useful links and resources
Link one
Link two
Link three
How do I prepare financially for a recession?
The UK could be heading for a period of ‘stagflation’ — when inflation is high but economic growth is slow.
How to stop spending money on unnecessary things
How many of us have applied mindfulness to help us stop spending money?
Employment Allowance: What is it and am I eligible?
Look at the allowance in detail and explore who is eligible, at a time when easing the financial burden could prove very useful.
Your toolkit
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report here
Useful links and resources
Link one
Link two
Link three
Debt consolidation: what is it and how does it work?
If you have several outstanding debts, you may be able to consolidate these into manageable payments.
Money & mental health: how to cope with financial worries
Find out what simple steps you can take to resolve your financial struggles and what you can to do to prioritise your mental health.
6 things you should think about to make the most of your savings
Here’s what you need to know about saving your money in 2022.
Money saving and savvy spending
Do you tend to count the days until payday? If so, you may need to take better control over your spending and saving.
Your credit score: what is it and how to improve it
A good credit score could help you to be offered the best value mortgage deals; a poor score could mean you’re offered more expensive mortgages or even none at all.
Find a trusted, regulated adviser near you to help you take control of your finances. We donate to Samaritans when you receive expert financial advice.​
Speak to an adviser
How to save money on holiday: top tips and advice
We’ve pulled together an extensive list on how to save money for your holiday.
Buy now pay later: what is it and how does it work?
Buy now pay later (BNPL) services are designed to help people pay for items when they can’t initially pay the whole sum.
How to save money and buy clothing on a budget
And while clothes shopping can be expensive, there are some easy ways to cut costs.
Home insulation and boiler grants: What can you get?
At a time of rising energy costs, it pays to know how you can save money and make your home as energy-efficient as possible.
Payday loans: what are they and how do they work?
With steep interest charges and a well-known history of creating debt traps, are payday loans really worth it?
10 of the best ways to save money on your food shopping
With the cost of living biting, households are looking for cheaper ways to do their food shopping.
What does the 'energy price guarantee' cap mean for you?
The government has implemented an energy price guarantee that will see costs limited for many households.
Should you overpay on your mortgage? The pros and cons
Low-interest rates mean savers are earning just pennies on their nest eggs.
How much money could you save with an electric car?
Have all the facts in front of you before making a decision
In the spotlight
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report
Useful links and resources
• Citizens Advice on cost of living help
• Government support for cost of living
• Which compare supermarket costs
We are proud to partner with Samaritans to help fund their vital services and help prevent the devastating mental health impact of money worries. For more information, visit samaritans.org.uk​
‍
Proudly supporting
In the spotlight
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report
Useful links and resources
Citizens Advice on cost of living help
Government support for cost of living
Which compare supermarket costs
We are proud to partner with Samaritans to help fund their vital services and help prevent the devastating mental health impact of money worries. For more information, visit samaritans.org.uk​
‍
Proudly supporting
How to beat the big squeeze as the cost of living rises
Why is it happening, how long will it last and what can you do to protect your money?
What is inflation? Impact, causes & rate predictions for 2022
what exactly is inflation, what causes it and how long is the current rate of inflation going to be in place?
How to pay off credit card debt: top tips and help
There are many ways to take control of your credit card debt and get your finances back on track.
Debt consolidation: what is it and how does it work?
If you have several outstanding debts, you may be able to consolidate these into manageable payments.
Find a trusted, regulated adviser near you to help you take control of your finances. We donate to Samaritans when you receive expert financial advice.​
Speak to an adviser
6 things you should think about to make the most of your savings
Here’s what you need to know about saving your money in 2022.
Your credit score: what is it and how to improve it
A good credit score could help you to be offered the best value mortgage deals; a poor score could mean you’re offered more expensive mortgages or even none at all.
Money & mental health: how to cope with financial worries
Find out what simple steps you can take to resolve your financial struggles and what you can to do to prioritise your mental health.
Money saving and savvy spending
Do you tend to count the days until payday? If so, you may need to take better control over your spending and saving.
How to save money on holiday: top tips and advice
We’ve pulled together an extensive list on how to save money for your holiday.
Buy now pay later: what is it and how does it work?
Buy now pay later (BNPL) services are designed to help people pay for items when they can’t initially pay the whole sum.
Payday loans: what are they and how do they work?
With steep interest charges and a well-known history of creating debt traps, are payday loans really worth it?
Should you overpay on your mortgage? The pros and cons
Low-interest rates mean savers are earning just pennies on their nest eggs.
Your toolkit
Karen's view

Unbiased Founder and CEO, Karen Barrett, shares her insight into the cost of living crisis and what people can do.

" People are having to make choices about where they spend their money and where they can make savings."
" The two biggest impacts on your pension pot are what you pay into it and how long it has to compound in its interest."
Unbiased survey
Read the full
survey report here
Useful links and resources
Link one
Link two
Link three